Getting Your Financial House in Order
Before you dive into capital allocation strategies, there's groundwork to consider. Most businesses in Thailand rush into investment decisions without understanding their actual financial position. We help you build a solid foundation first.
Why Starting Point Matters
You wouldn't build a house without checking the foundation. Same logic applies to capital allocation. We've worked with dozens of Thai businesses since 2019, and the pattern's clear – companies that take time upfront to clarify their financial reality make better decisions later.
This isn't about complex financial models or corporate jargon. It's about knowing what you have, what you owe, and where your cash actually flows each month. Sounds basic, but you'd be surprised how many established businesses can't answer these questions clearly.
In early 2024, a Bangkok manufacturing client came to us wanting to expand. After three weeks of financial review, they discovered they were bleeding 180,000 baht monthly through inefficient vendor contracts. Fixed that first, then talked expansion.
Who Walks This Path With You
Our team brings real-world experience from Thai and international markets. We've made mistakes, learned from them, and now help you avoid similar pitfalls.
Kittipat Wongsakul
Spent 11 years in corporate finance before joining us in 2021. Specializes in untangling messy books and finding hidden cash flow issues. Prefers straight talk over spreadsheet theater.
Sirawit Charoensuk
Former investment banker who got tired of the Bangkok corporate scene. Helps mid-sized businesses understand their options without pushing products. Known for asking uncomfortable but necessary questions.
Nattaya Siriwan
Joined from a family manufacturing business in Ratchaburi. Understands the gap between financial theory and daily business reality. Focuses on practical steps you can actually implement.
The Four-Corner Assessment
We developed this approach after seeing too many businesses jump into allocation decisions without understanding their current state. Takes about six to eight weeks to complete properly.
Cash Flow Clarity
Map where money actually moves in your business. Not what your accounting software shows, but real cash timing. Most surprises happen here – subscriptions you forgot about, seasonal patterns you overlooked, payment terms that don't match your needs.
Obligation Inventory
List everything you owe and when it's due. Loans, leases, contracts, informal agreements. We've seen businesses make investment decisions while carrying high-interest debt they'd forgotten about. Simple inventory prevents expensive mistakes.
Risk Tolerance Reality Check
What you think you can handle versus what you actually can handle when things go sideways. This conversation often changes the entire strategy. No judgment – just honest assessment of your situation and sleep-at-night factor.
Timeline Alignment
When do you need capital to work for you? Next quarter? Three years? Retirement in 2035? Different timelines require completely different approaches. Matching strategy to timeline prevents mismatches that cost money.
Ready to Start the Conversation?
We're scheduling initial assessments for September through November 2025. These sessions typically run 90 minutes and cover your current financial picture. No sales pitch – just practical discussion about whether this approach fits your situation.
Located in Photharam District, we work primarily with businesses across Ratchaburi and Bangkok areas, though we've helped clients from Chiang Mai to Phuket when the fit makes sense.
Fair warning: this process requires your time and honest numbers. If you're looking for quick fixes or magic solutions, we're probably not the right fit. But if you want to build something solid that lasts, let's talk.
